Full-value cover for your summer cottage against fire, storms, water damage and burglary. Pests and dry rot included with no deductible.
Sign up with referral code HEDDALast updated: November 3, 2026
Hedvig's holiday home insurance (fritidshusförsäkring) is for houses where no one is registered as a permanent resident – the summer cottage, the country house or the mountain cabin. The house is insured at full value, meaning there is no maximum amount for restoring major damage. Other buildings on the plot listed in your policy are also included.
Choose between the Bas and Standard levels, and manage everything in the Hedvig app – with no binding period.
Cover for fire and lightning, storms, flooding, snow load and frost damage, plus leaks and water damage.
Compensation for burglary, theft and vandalism – for both the house and your belongings.
Treatment of house longhorn beetles, carpenter ants, wasps, mice and true dry rot – with no deductible.
Cover when renting out privately. Lost rent up to SEK 12,500/month (max SEK 125,000) if the house becomes uninhabitable.
Damage during construction work is covered, including materials and tools. Notify Hedvig before you start.
SEK 250 per guest (max SEK 2,000) if your party must be cancelled, and SEK 1,000 towards a tent if it rains.
Your belongings in the house and on the plot are covered up to the amount for your chosen level. Some items have their own limits:
| Maximum | |
|---|---|
| Plot | SEK 200,000 |
| EV charger | SEK 50,000 |
| Bicycle incl. accessories | SEK 35,000 per bike |
| Ride-on mower | SEK 35,000 |
| Kayak, canoe or SUP board | SEK 15,000 |
| Golf equipment | SEK 15,000 |
| Lost rent when renting out | SEK 12,500/month, max SEK 125,000 |
Sign up for Hedvig holiday home insurance with referral code HEDDA and get a lower monthly price.
Sign up for Hedvig insurance